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Setting Up a Fintech Company in India
  • Adv Govind Bali
  • LSP
  • July 2, 2026

Setting Up a Fintech Company in India: Legal Structure, RBI Compliance, Licences, Data Protection and Documentation

Setting up a fintech company in India requires first identifying the business model because fintech is not one single licence. A fintech may operate as a technology service provider, Lending Service Provider, digital lending platform, payment aggregator, payment gateway, prepaid instrument issuer, account aggregator, credit marketplace, wealth-tech platform, insurtech, regtech or embedded-finance platform. The legal...

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